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Choose your plan
Select a chit value and monthly subscription aligned to your goal and cash flow.
Understanding a chit
A simple rhythm of
saving and opportunity.
A chit brings a fixed group together to contribute regularly. One eligible member accesses the pooled amount during each cycle, under the scheme rules.
Chits, made simpler
How your chit journey works.
Our team walks you through the exact scheme rules and documents before enrolment.
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Contribute monthly
Every member contributes the fixed subscription into the chit’s monthly pool.
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Access the pool
The monthly amount is released to one eligible member as per applicable chit rules.
The monthly cycle
Three ideas to understand.
The group
Each registered scheme has a fixed number of members, generally matching the number of months.
The contribution
Members pay the stated monthly subscription for the duration of the scheme, subject to its terms.
The monthly release
The pooled amount is made available through the applicable bid or auction process and governing rules.
Before you join
Ask, understand,
then decide.
Our team can explain these points for the exact scheme you are considering.
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Check the complete scheme terms
Understand duration, subscription, eligibility, documents, and payment dates.
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Plan for the full commitment
Choose a monthly amount you can pay comfortably throughout the term.
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Treat dividends as variable
Displayed dividends are illustrative and actual outcomes depend on bid activity and rules.
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Keep your records updated
Maintain current KYC, nominee, contact, and payment information with the branch.
Have another question?
Our FAQ covers common starting points, and the Kadri team can explain your chosen scheme.